# IRON Financial **An Independent Multifamily Office** *Wealth, kept.* Independent multifamily office for business owners, entrepreneurs, and families. ## I. Who We Serve ### Three doors. One table. #### For Families: Your wealth, managed as one. For families, entrepreneurs and business owners whose financial lives have grown more complex. Investments, planning and multifamily office services coordinated through one team. #### For Advisors & Ensemble Teams: An open door. Unlimited potential. Flexible, long-term partnerships for advisors and firms looking for continuity, resources and a permanent home. #### New to Multifamily Offices: Sent here by someone you trust? Start simple: what a multifamily office actually does, and whether you need one. Our answer, in plain language, without jargon or pressure. > It starts as weight. Capital, before it has a shape. Concentrated, patient, waiting. > The thousand quiet things, done right. High-touch service designed around the complexities of wealth. ## II. Our Capabilities #### Multifamily Office Services White-glove planning, trusts and estates, reporting and coordination. The details that turn complexity into clarity. #### Investment Management & Consulting Institutionally informed portfolios built in-house, spanning public and private markets and tailored around each family's objectives. #### Advisor Partnerships / M&A Flexible partnership and acquisition solutions for independent advisors and RIAs seeking succession, growth, or a long-term strategic partner, supported by the resources and capabilities of our multifamily office. > Investments, approached differently. We source and evaluate opportunities directly with a focus on access, alignment and accretive terms. ## III. Private Investments ### Access has an address. **Our private investment approach** | Attribute | IRON's approach | | --- | --- | | Sourcing | Direct, in-house | | Diligence | Our own team | | Terms | Differentiated | | Interests | Aligned | | Access | By relationship | A small number of private relationships open doors that stay closed to the broader market. Held quietly, and used carefully. #### Public Investments Backed by 30+ years of fixed income and public markets expertise, we build fully in-house, open-architecture portfolios with an emphasis on low costs, liquidity, and disciplined implementation. Our fiduciary approach is manager-agnostic, allowing us to select investments based solely on what we believe best serves each client’s objectives. ## Advisor Partnerships ### Grow / Succeed with IRON. Flexible, long-term partnerships for advisors and firms looking for continuity, resources and a permanent home. [Connect with the Head of Advisor Partnerships →](mailto:hnixon@ironfinancial.com) ## Private Investments ### Where we've participated. IRON has invested in complex transactions, special situations and opportunities rarely offered to the broader markets. #### Types of transactions - Acquisition Financing - Asset-Based Lending - Debt Restructuring - Direct & Co-Investments - Direct Lending - Distressed Financing - Joint Ventures - LP Investments - Mezzanine / 2nd Lien - Real Estate - Structured Debt & Equity - Specialty Financings #### Select representative transactions - **Business Development Company:** Part of the investor group that seeded and launched a private lending BDC. - **Real Estate:** Co-investor in a condo de-conversion strategy spanning roughly 700 units - **Healthcare Credit:** Lender to a growing psychiatric care provider, financing its expansion of outpatient and telehealth services. - **Music & Entertainment:** Equity investor in a platform acquiring mature music royalty rights, with an emphasis on international and underserved genres. - **Asset-Based Lending:** Investor in a lower middle market asset-based lending firm focused on factoring across dynamic industries. - **Tax-Advantaged Energy:** Investor in a drilling fund operator that partners with major oil and gas companies, using the tax-efficient structures associated with intangible drilling costs. Representative transactions are shown for illustration only. They are not a complete list of investments, are not indicative of future results, and do not constitute an offer to buy or sell any security. > IRON, after all. Backed by established, patient capital. Independent by design. Built to endure. ## IV. Our History ### The line we've held. Different eras. Same discipline. #### 1994 · The Founding **The Founding. An independent standard.** Founded as an independent, fee-only fiduciary, with advice built around what clients need, not what's being sold. #### From 2000 · The Institutional Era **Built to Institutional Scale.** IRON built a corporate retirement business serving institutions nationwide, applying that same investment discipline to billions in client assets. Its later acquisition by Creative Planning freed IRON to focus solely on the families at its center. #### 2024 — Today **The Multifamily Office.** Fiduciary-led wealth management and disciplined portfolio construction, backed by full multifamily office services. ## V. The Team ### The people you'll actually meet. An introduction to IRON is a conversation with the people whose names are on the work. - Howard Nixon, Co-Founder & Chief Executive Officer - Aaron Izenstark, Co-Founder & Chief Investment Officer - Zach Sirota, Senior Managing Director - Robert Cohn, Chief Financial Officer - Timothy Ziemba, CFA®, CFP®, Chief Compliance Officer - Joe Fanaro, Portfolio Management & Trading - George Georgiev, CFA®, Director of Research, Portfolio Manager - Robert Sabev, Investment Operations Analyst - Richard Lakin, Strategic Relationship Management - Eric Bradley, IT Manager - Justin Finkelman, Creative Technologist ## VI. Insights & Contact ### Read what we're thinking. Insights are coming soon. For a conversation, reach us at [info@ironfinancial.com](mailto:info@ironfinancial.com). ## Contact ### IRON Financial 630 Dundee Rd, Ste 300 Northbrook, IL 60062 847-715-3200 ### Disclosures - [Privacy Policy](https://ironfinancial.com/wp-content/uploads/2026/05/Privacy-Policy-2026-05.pdf) - [Form ADV Part 2A & 2B](https://ironfinancial.com/wp-content/uploads/2026/04/Form-ADV-Part-2A-2B-2026-03.pdf) - [Form ADV Part 3 (CRS)](https://ironfinancial.com/wp-content/uploads/2026/04/Form-CRS-2026-03.pdf) ### Access - [Client Login](https://ironfinancial.portal.tamaracinc.com/Login.aspx?ReturnUrl=%2f) - [Request an introduction](mailto:zach.sirota@ironfinancial.com) © 2026 IRON Financial, LLC. All rights reserved.